Stop overpaying for
prescription coverage.
We'll find your best plan.
PartDCoach compares every Medicare Part D plan available in your ZIP code — using your exact drugs, dosages, and preferred pharmacy. Unbiased. No agents. No commissions.
From ZIP code to your best plan
in under 3 minutes
No account required to start. No sales calls. No obligations. Just clear answers about your prescription costs.
Enter Your ZIP Code
Plans vary by county. We instantly pull every Part D plan available exactly where you live.
Add Your Prescriptions
Search by drug name. Add dosage and quantity. We check every plan's formulary for coverage and tier.
Choose Your Pharmacy
Preferred pharmacy networks lower your costs. We calculate real co-pays at your specific location.
See Your True Annual Cost
Every plan ranked by total cost — premium + deductible + co-pays + coverage gap. No surprises.
Built for the things
other tools miss
We spent months auditing every existing Medicare tool. Here's what we built that nobody else offers.
Extra Help / LIS Screening
Instantly check if you qualify for the Low Income Subsidy — which can eliminate premiums and slash co-pays to under $12/month.
IRMAA Calculator
High earners pay more for Medicare. We factor in IRMAA surcharges based on your income so your comparison reflects your real total cost.
PDF Export & Save Results
Print or save your full comparison for your records — or share it with a family member or SHIP counselor. HeyMoe can't do this.
IRA Drug Price Tracker
Track all 10 drugs with Medicare-negotiated prices under the Inflation Reduction Act — with the $2,000 out-of-pocket cap impact already calculated.
AEP Reminders & Alerts
Never miss enrollment. We notify you when Annual Enrollment Period opens Oct 15, and alert you if your plan's formulary changes affecting your drugs.
Blue Button Integration
Connect your Medicare account to import your prescription history automatically — no manual entry required. Coming in Phase 2.
AI Coach — Available 24/7
Ask plain-English questions about your plan, enrollment rules, Extra Help, or coverage gaps. Trained on the full 2026 Medicare rulebook.
Star Rating Deep Dive
CMS star ratings translated into plain English. See which plans have a track record of approving appeals and delivering timely prescriptions.
Family Plan Coverage
One subscription covers up to 4 family members or caregivers. Compare plans for everyone on the family plan and find savings across the household.
What you're missing
with other tools
We compared every Medicare Part D comparison tool on the market. Here's what only PartDCoach offers.
| Feature | PartDCoach | HeyMoe | Medicare.gov |
|---|---|---|---|
| True annual cost (premium + deductibles + copays) | ✓ | ✓ | ✗ |
| Extra Help / LIS eligibility screening | ✓ | ✗ | ✗ |
| IRMAA surcharge calculator | ✓ | ✗ | ✗ |
| PDF export / save & share results | ✓ | ✗ | ✗ |
| AEP reminders + formulary change alerts | ✓ | ✗ | ✗ |
| Blue Button 2.0 auto-import | ✓ | ✗ | ✗ |
| IRA-negotiated drug prices (10 drugs) | ✓ | ✗ | ✓ |
| $2,000 OOP cap impact (M3P) calculator | ✓ | ✗ | ✗ |
| AI chatbot — plain English Q&A | ✓ | ✗ | ✗ |
| Star rating plain-English summary | ✓ | ✗ | ✗ |
| No carrier commissions or referral fees | ✓ | ✗ | ✓ |
| Family member coverage (up to 4) | ✓ | ✗ | ✗ |
Unbiased guidance you can
actually trust
Most Medicare websites receive commissions from insurance carriers. That's a conflict of interest. We built PartDCoach differently — our only revenue is from you.
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Zero carrier compensationWe accept no commissions, referral fees, or lead payments from insurance companies. Our only income is your subscription.
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Official CMS data, updated monthlyAll plan data comes directly from CMS.gov — the same source as Medicare.gov. We run automated updates every month.
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SHIP referral for complex casesFor situations that need a human expert, we refer you to your state's free SHIP counselor — licensed Medicare advisors with no sales pressure.
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HIPAA-safe & secureYour health data is encrypted end-to-end. We use Supabase with HIPAA-compliant infrastructure and signed Business Associate Agreements.
Ask anything about
Medicare Part D
Our AI Coach is trained on the full 2026 Medicare rulebook — enrollment periods, formulary rules, Extra Help, IRMAA, the coverage gap, and more. Ask in plain English, get clear answers instantly.
- "When does my enrollment window open after turning 65?"
- "What's the coverage gap and will it affect my Eliquis prescription?"
- "My income dropped this year — can I appeal my IRMAA surcharge?"
- "Do I qualify for Extra Help with my Social Security income?"
The price of clarity
vs. the cost of guessing
One plan comparison can save you hundreds per year. Our tools pay for themselves in the first five minutes.
- 1 ZIP code search
- Up to 3 prescriptions
- Top 3 plans ranked
- AI Coach — 5 questions/day
- No PDF export
- Unlimited drug searches
- All plans compared (not just top 3)
- PDF export & email results
- Extra Help / IRMAA calculators
- AEP reminders & formulary alerts
- AI Coach — unlimited questions
- Everything in Premium
- Up to 4 family members
- Separate drug lists per member
- Shared caregiver access
- Priority support
All plans include a 30-day money-back guarantee. Prices shown for 2026. Updated annually each October.
Be first to find out
how much you're overpaying
Join 1,200+ Medicare beneficiaries on our early access list. Get notified when PartDCoach launches — plus free Premium access for the first 30 days.
No spam. No carrier contact. Unsubscribe anytime.